{"id":7631,"date":"2022-02-02T17:46:28","date_gmt":"2022-02-02T22:46:28","guid":{"rendered":"https:\/\/php81.anepsa.com.mx\/?p=7631"},"modified":"2025-02-05T16:00:00","modified_gmt":"2025-02-05T21:00:00","slug":"como-elegir-credito-hipotecario","status":"publish","type":"post","link":"https:\/\/php81.anepsa.com.mx\/en\/how-to-choose-mortgage-credit\/","title":{"rendered":"How to choose a suitable mortgage loan?"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"7631\" class=\"elementor elementor-7631\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-51142ab9 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"51142ab9\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-151fa9a0\" data-id=\"151fa9a0\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-41b42a2f elementor-widget elementor-widget-text-editor\" data-id=\"41b42a2f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><\/p>\n<h1 id=\"como-elegir-un-credito-hipotecario-creditos-hipotecarios-que-considerar\" class=\"wp-block-heading has-text-align-center\">How to choose a suitable mortgage loan? | what to consider?<\/h1>\n<p><\/p>\n<div class=\"wp-block-spacer\" style=\"height: 100px;\" aria-hidden=\"true\">\u00a0<\/div>\n<p><\/p>\n<figure class=\"wp-block-image aligncenter size-full\"><img fetchpriority=\"high\" decoding=\"async\" width=\"605\" height=\"454\" class=\"wp-image-8787\" src=\"https:\/\/php81.anepsa.com.mx\/wp-content\/uploads\/2022\/02\/como-elegir-un-credito-hipotecario.jpg\" alt=\"people choosing mortgage credit\" title=\"\" srcset=\"https:\/\/php81.anepsa.com.mx\/wp-content\/uploads\/2022\/02\/como-elegir-un-credito-hipotecario.jpg 605w, https:\/\/php81.anepsa.com.mx\/wp-content\/uploads\/2022\/02\/como-elegir-un-credito-hipotecario-300x225.jpg 300w\" sizes=\"(max-width: 605px) 100vw, 605px\" \/><\/figure>\n<figure><\/figure>\n<figure class=\"wp-block-image aligncenter size-full\"><strong style=\"font-size: 16px; color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif;\">A mortgage loan is a medium or long-term loan that is normally approved for the purpose of reconstruction of the home, expansion, purchase, repair or some other purpose. In this situation, the property remains as collateral for the bank.<\/strong><span style=\"font-size: 16px; color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif;\"> Since he is in charge of the cash loan, a financial institution can also make this loan. Since it is a very large sum of money, the terms can vary from 5 to 20 years, with the interest that each institution manages.\u00a0<\/span><\/figure>\n<figure class=\"wp-block-image aligncenter size-full\"><strong style=\"font-size: 16px; color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif;\">\u00a0<\/strong><\/figure>\n<figure class=\"wp-block-image aligncenter size-full\"><strong style=\"font-size: 16px; color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif;\">A mortgage loan also has the possibility of being used for various purposes, which means that the borrower decides the purposes for using the money and in this case the property must also remain as collateral for the lender.\u00a0<\/strong><\/figure>\n<figure class=\"wp-block-image aligncenter size-full\"><span style=\"color: #004d99; font-family: 'Open Sans', sans-serif; font-size: 25px; font-weight: 400;\">content structure<\/span><\/figure>\n<div class=\"wp-block-group\">\n<div class=\"wp-block-group\">\n<div class=\"wp-block-columns\" style=\"padding: var(--wp--preset--spacing--80);\">\n<div class=\"wp-block-column\">\n<div id=\"rank-math-toc\" class=\"wp-block-rank-math-toc-block\"><nav>\n<ul>\n<li class=\"\"><a href=\"#como-obtener-un-credito-hipotecario\">How to get a mortgage loan?<\/a><\/li>\n<li class=\"\"><a href=\"#5-tips-para-conseguir-un-credito-hipotecario\">5 Tips to get a mortgage loan<\/a><\/li>\n<li class=\"\"><a href=\"#propositos-de-los-creditos-hipotecarios\">Purposes of Mortgage Credits<\/a><\/li>\n<li class=\"\"><a href=\"#como-elegir-un-credito-hipotecario\">How to choose a mortgage loan?<\/a><\/li>\n<\/ul>\n<\/nav><\/div>\n<p><\/p>\n<\/div>\n<p><!-- \/wp:column --><!-- wp:column --><\/p>\n<div class=\"wp-block-column\">\n<p><!-- wp:image {\"id\":8792,\"sizeSlug\":\"large\",\"linkDestination\":\"none\"} --><\/p>\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"683\" class=\"wp-image-8792\" src=\"https:\/\/php81.anepsa.com.mx\/wp-content\/uploads\/2023\/02\/agente-inmobiliario-llaves-1024x683.jpg\" alt=\"\" title=\"\" srcset=\"https:\/\/php81.anepsa.com.mx\/wp-content\/uploads\/2023\/02\/agente-inmobiliario-llaves-1024x683.jpg 1024w, https:\/\/php81.anepsa.com.mx\/wp-content\/uploads\/2023\/02\/agente-inmobiliario-llaves-300x200.jpg 300w, https:\/\/php81.anepsa.com.mx\/wp-content\/uploads\/2023\/02\/agente-inmobiliario-llaves-768x512.jpg 768w, https:\/\/php81.anepsa.com.mx\/wp-content\/uploads\/2023\/02\/agente-inmobiliario-llaves-1536x1024.jpg 1536w, https:\/\/php81.anepsa.com.mx\/wp-content\/uploads\/2023\/02\/agente-inmobiliario-llaves.jpg 1920w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\n<p>\u00a0<\/p>\n<figcaption class=\"wp-element-caption\">Real estate agent with keys and house model<\/figcaption>\n<\/figure>\n<p><!-- \/wp:image --><\/p>\n<\/div>\n<p><!-- \/wp:column --><\/p>\n<\/div>\n<p><!-- \/wp:columns --><!-- wp:heading {\"textAlign\":\"center\"} --><\/p>\n<h2 id=\"como-obtener-un-credito-hipotecario\" class=\"wp-block-heading has-text-align-center\"><strong>How to get a mortgage loan?<\/strong><\/h2>\n<h2 id=\"como-obtener-un-credito-hipotecario\" class=\"wp-block-heading has-text-align-center\"><strong style=\"font-size: 16px; color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif;\">When requesting a mortgage loan, the financial institution will evaluate various variables for authorization, in addition to compliance with the mandatory variables that must be evaluated by law.<\/strong><span style=\"font-size: 16px; color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif;\">, it is necessary to request some data to verify the borrower&#039;s credit situation and guarantees, as well as the payment capacity, on which the conditions under which the loan will be granted will depend.\u00a0<\/span><\/h2>\n<h2 id=\"como-obtener-un-credito-hipotecario\" class=\"wp-block-heading has-text-align-center\">Some of the most common requirements are:\u00a0<\/h2>\n<ol>\n<li>Copy of the last pay stubs<\/li>\n<li>Copy of your employment contract\u00a0<\/li>\n<li><!-- \/wp:list-item --><!-- wp:list-item -->official identifications\u00a0<\/li>\n<li><!-- \/wp:list-item --><!-- wp:list-item -->If you are an independent worker, documents that prove your income<\/li>\n<li>Accreditation of other assets of your property such as: cars, shares in companies, real estate, etc.<\/li>\n<\/ol>\n<p>As the purpose is a real estate purchase, all the background information of this house will be requested to verify that it is in the name of the debtor and put in the name of the bank.<\/p>\n<p>\u00a0<\/p>\n<p><span style=\"font-size: 16px;\">It is important to mention that each of the credit institutions has autonomy for its valuation parameters, that is to say that although it must evaluate the borrower with the legal parameters, the same institution can also add those that are considered important.\u00a0<\/span><\/p>\n<div class=\"wp-block-group\" style=\"padding: var(--wp--preset--spacing--80);\"><div class=\"wp-block-group__inner-container\">\n<p><!-- \/wp:paragraph --><\/p>\n<\/div>\n<p><!-- \/wp:group --><!-- wp:heading {\"textAlign\":\"center\"} --><\/p>\n<h2 id=\"5-tips-para-conseguir-un-credito-hipotecario\" class=\"wp-block-heading has-text-align-center\"><strong>5 Tips to get a mortgage loan<\/strong><\/h2>\n<p><!-- \/wp:heading --><!-- wp:spacer {\"height\":\"41px\"} --><\/p>\n<div class=\"wp-block-spacer\" style=\"height: 41px;\" aria-hidden=\"true\">\u00a0<\/div>\n<p><!-- \/wp:spacer --><!-- wp:rank-math\/howto-block {\"steps\":[{\"id\":\"howto-step-1677204656790\",\"title\":\"\\u003cstrong\\u003eContar con un buen historial crediticio\\u003c\/strong\\u003e\",\"content\":\"las instituciones siempre se fijar\u00e1n en tu estatus y calificaci\u00f3n de bur\u00f3 de cr\u00e9dito para conocer tu comportamiento como deudor por cual es de las partes m\u00e1s importantes para conseguir el cr\u00e9dito.\",\"visible\":true},{\"id\":\"howto-step-1677204680613\",\"title\":\"\\u003cstrong\\u003eTener como comprobar tus ganancias y considerar si tu sueldo es proporcional a lo que debes pagar\\u003c\/strong\\u003e\",\"content\":\"Una instituci\u00f3n financiera claramente necesita saber que puedes sustentar los pagos mes con mes, por lo tanto el tener un sueldo bajo no ayudar\u00e1 a la aprobaci\u00f3n ya que es m\u00e1s probable que por esa circunstancia no te sea posible pagar en alg\u00fan momento.\",\"visible\":true},{\"id\":\"howto-step-1677204701598\",\"title\":\"\\u003cstrong\\u003eEdad\\u003c\/strong\\u003e\",\"content\":\"La edad\\u003cstrong\\u003e \\u003c\/strong\\u003ees muy importante para ser candidato al pr\u00e9stamo, al ser alguien de mayor edad ser\u00e1 menos probable que termines de pagarlo o que sigas trabajando y considerando que los plazos del pr\u00e9stamo son muy largos esto se considera a la hora de otorgarlo.\u00a0\",\"visible\":true},{\"id\":\"howto-step-1677204717627\",\"title\":\"\\u003cstrong\\u003eAntig\u00fcedad en el trabajo\\u003c\/strong\\u003e\",\"content\":\"Es recomendable que se cuente con un m\u00ednimo de 3 meses trabajando en el mismo empleo.\u00a0\",\"visible\":true},{\"id\":\"howto-step-1677204733930\",\"title\":\"\\u003cstrong\\u003eIngresos\\u003c\/strong\\u003e\",\"content\":\"Antes de solicitar el pr\u00e9stamo ser\u00eda beneficioso que estimes tus ingresos y gastos con el fin de conocer tu capacidad de pago y as\u00ed verificar y escoger el plazo que m\u00e1s te convenga.\",\"visible\":true}],\"listStyle\":\"numbered\"} --><\/p>\n<div class=\"wp-block-rank-math-howto-block\">\n<div class=\"rank-math-howto-step\">\n<h3 class=\"rank-math-howto-title\"><strong>Have a good credit history<\/strong><\/h3>\n<div class=\"rank-math-howto-content\">The institutions will always look at your status and credit bureau rating to know your behavior as a debtor, which is one of the most important parts to get the credit.<\/div>\n<\/div>\n<div class=\"rank-math-howto-step\">\n<h3 class=\"rank-math-howto-title\"><strong>Have how to check your earnings and consider if your salary is proportional to what you must pay<\/strong><\/h3>\n<div class=\"rank-math-howto-content\">A financial institution clearly needs to know that you can sustain the payments month after month, therefore having a low salary will not help your approval since it is more likely that due to this circumstance you will not be able to pay at some point.<\/div>\n<\/div>\n<div class=\"rank-math-howto-step\">\n<h3 class=\"rank-math-howto-title\"><strong>Age<\/strong><\/h3>\n<div class=\"rank-math-howto-content\">Age is very important to be a candidate for the loan. Being older will make it less likely that you will finish paying it or continue working and considering that the loan terms are very long, this is considered when granting it.\u00a0<\/div>\n<\/div>\n<div class=\"rank-math-howto-step\">\n<h3 class=\"rank-math-howto-title\"><strong>Seniority at work<\/strong><\/h3>\n<div class=\"rank-math-howto-content\">It is recommended that you have a minimum of 3 months working in the same job.\u00a0<\/div>\n<\/div>\n<div class=\"rank-math-howto-step\">\n<h3 class=\"rank-math-howto-title\"><strong>Income<\/strong><\/h3>\n<div class=\"rank-math-howto-content\">Before applying for the loan, it would be beneficial for you to estimate your income and expenses in order to know your ability to pay and thus verify and choose the term that best suits you.<\/div>\n<\/div>\n<\/div>\n<p><!-- \/wp:rank-math\/howto-block --><!-- wp:spacer {\"height\":\"50px\"} --><\/p>\n<div class=\"wp-block-spacer\" style=\"height: 50px;\" aria-hidden=\"true\">\u00a0<\/div>\n<p><!-- \/wp:spacer --><!-- wp:heading {\"textAlign\":\"center\"} --><\/p>\n<h2 id=\"que-tipos-de-creditos-hipotecarios-existen\" class=\"wp-block-heading has-text-align-center\"><strong><strong>What types of mortgage loans are there?<\/strong><\/strong><\/h2>\n<p class=\"wp-block-heading has-text-align-center\"><strong style=\"font-size: 16px;\">Since the acquisition of a <a href=\"https:\/\/php81.anepsa.com.mx\/en\/que-es-un-avaluo-casa\/\">home <\/a>Currently, mortgage loans may be the only option for most people who want to buy a property; financial institutions have to design different types of payment schemes that adapt to each client. <\/strong><\/p>\n<p>\u00a0<\/p>\n<p class=\"wp-block-heading has-text-align-center\"><strong style=\"font-size: 16px;\">There are two types of payment schemes: <\/strong><\/p>\n<p class=\"wp-block-heading has-text-align-center\"><strong style=\"font-size: 16px;\">Mortgage credit with Fixed payments<\/strong><span style=\"font-size: 16px;\">: In this type of scheme, the monthly payments will be the same for each of the months that the loan term lasts, this will help the family economy since it is an amount contemplated and planned from the beginning. <\/span><\/p>\n<p class=\"wp-block-heading has-text-align-center\"><strong style=\"font-size: 16px;\">Mortgage loan with growing payments: <\/strong><span style=\"font-size: 16px;\">This other type of scheme will have changing monthly payments according to the interest rate and are recommended for people with future plans who plan to increase the amount of the payment in the future.<\/span><\/p>\n<div class=\"wp-block-group\" style=\"padding: var(--wp--preset--spacing--80);\">\n<p><!-- \/wp:paragraph --><\/p>\n<\/div>\n<p><!-- \/wp:group --><!-- wp:heading {\"textAlign\":\"center\"} --><\/p>\n<h2 id=\"propositos-de-los-creditos-hipotecarios\" class=\"wp-block-heading has-text-align-center\"><strong>Purposes of Mortgage Credits<\/strong><\/h2>\n<p><!-- \/wp:heading --><!-- wp:table {\"hasFixedLayout\":true,\"style\":{\"border\":{\"width\":\"0px\",\"style\":\"none\"},\"spacing\":{\"padding\":{\"top\":\"var:preset|spacing|80\",\"right\":\"var:preset|spacing|80\",\"bottom\":\"var:preset|spacing|80\",\"left\":\"var:preset|spacing|80\"}}},\"backgroundColor\":\"ast-global-color-5\",\"textColor\":\"ast-global-color-0\",\"className\":\"is-style-stripes\"} --><\/p>\n<figure class=\"wp-block-table is-style-stripes\" style=\"padding: var(--wp--preset--spacing--80);\">\n<table class=\"has-ast-global-color-0-color has-ast-global-color-5-background-color has-text-color has-background has-fixed-layout\" style=\"border-style: none; border-width: 0px;\">\n<thead>\n<tr>\n<th>Credit<\/th>\n<th>Description<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><strong>Acquisition Mortgage Credit<\/strong><\/td>\n<td>For the purpose of acquiring a new or second-use home.<\/td>\n<\/tr>\n<tr>\n<td><strong>Remodeling and improvement<\/strong><\/td>\n<td>Improve, expand or remodel the home and that same property remains as a guarantee.<\/td>\n<\/tr>\n<tr>\n<td><strong>Programs with housing institute<\/strong><\/td>\n<td><strong><a href=\"https:\/\/www.gob.mx\/fovissste\" target=\"_blank\" rel=\"noopener\">fovissste<\/a> either <a href=\"https:\/\/portalmx.infonavit.org.mx\/wps\/portal\/infonavitmx\/mx2\/derechohabientes\/!ut\/p\/z1\/hY9LD4IwEIR_iweudHkIxVsjiQpJAxfAXgwYLCRASaniz7dRbr7mtjvf7GYQQwViQ3lrealaMZSdno_MO3k7gP3WtSjOMIGUBtSOPceOiI_yfwDTNnwRAZ1nT-TrBW8BgiB0rRiDnVgUIM1SKzyEPqzBXYAfTyLEeCeqVx8yVA7miMn6Ustamlep141S47QxwIB5nk0uBO9q8yx6s78b8CnViEmh4g1GY19Am_Q5nsjqAY_bJbw!\/dz\/d5\/L2dBISEvZ0FBIS9nQSEh\/\" target=\"_blank\" rel=\"noopener\">Infonavit<\/a><\/strong> for a home that will be purchased together with the bank and the years of contributions of the person interested in purchasing it.<\/td>\n<\/tr>\n<tr>\n<td><strong>Land acquisition and\/or construction<\/strong><\/td>\n<td>It allows to build the house.<\/td>\n<\/tr>\n<tr>\n<td><strong>mortgage transfer<\/strong><\/td>\n<td>Change the credit that you already had to another with better benefits.<\/td>\n<\/tr>\n<tr>\n<td><strong>of liquidity<\/strong><\/td>\n<td>For cash for the purpose that the borrower requires and a property is left as collateral, its acquisition rates are higher and it generates interest.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<\/div>\n<\/div>\n<div class=\"wp-block-group blogb\">\n<div class=\"wp-block-columns sugerencias\">\n<div class=\"wp-block-column\">\n<div class=\"wp-block-columns\">\n<p><!-- \/wp:column --><\/p>\n<\/div>\n<p><!-- \/wp:columns --><\/p>\n<\/div>\n<p><!-- \/wp:column --><\/p>\n<\/div>\n<p><!-- \/wp:columns --><\/p>\n<\/div>\n<p><!-- \/wp:group --><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9321819 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9321819\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-86516aa\" data-id=\"86516aa\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c2e9046 elementor-widget elementor-widget-heading\" data-id=\"c2e9046\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><b>How to choose a mortgage loan?<\/b><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ce9dc5f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ce9dc5f\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-ad3088c\" data-id=\"ad3088c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1be1e66 elementor-widget elementor-widget-text-editor\" data-id=\"1be1e66\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-size: 16px;\">Being a great responsibility and a debt for years, it is necessary to know how to choose it and choose the one that best suits the borrower&#039;s possibilities, taking into account the following parameters:\u00a0<\/span><\/p>\n<div class=\"wp-block-column\">\n<p>\u00a0<\/p>\n<ul>\n<li><strong>Know your situation:<\/strong>\u00a0Know exactly what you can pay, for how long, if your job is safe and if you want and can assume that commitment.\u00a0<\/li>\n<li><strong>Have a considerable amount of savings:\u00a0<\/strong>Have a proportional amount saved from the agreement to the total property you want to buy.<\/li>\n<li><strong>Compare different factors of mortgage offers:<\/strong><\/li>\n<li><a href=\"https:\/\/www.gob.mx\/shf\/documentos\/costo-anual-total-cat-2022#:~:text=El%20Costo%20Anual%20Total%20(CAT,del%20aval%C3%BAo%20hipotecario%2C%20entre%20otros.\" target=\"_blank\" rel=\"noopener\">CAT (total annual cost)<\/a><\/li>\n<li>Interest rate<\/li>\n<li>Terms and payment scheme<\/li>\n<\/ul>\n<p>\u00a0<\/p>\n<\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-e5d997d\" data-id=\"e5d997d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b1f95a3 elementor-widget elementor-widget-image\" data-id=\"b1f95a3\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/php81.anepsa.com.mx\/wp-content\/uploads\/2023\/02\/chica-guapa-morena-camisa-azul-sentada-mesa-oficina-ella-escribiendo-computadora-portatil-ve-feliz-1024x683.jpg\" class=\"attachment-large size-large wp-image-8795\" alt=\"woman sitting at computer choosing mortgage credit\" srcset=\"https:\/\/php81.anepsa.com.mx\/wp-content\/uploads\/2023\/02\/chica-guapa-morena-camisa-azul-sentada-mesa-oficina-ella-escribiendo-computadora-portatil-ve-feliz-1024x683.jpg 1024w, https:\/\/php81.anepsa.com.mx\/wp-content\/uploads\/2023\/02\/chica-guapa-morena-camisa-azul-sentada-mesa-oficina-ella-escribiendo-computadora-portatil-ve-feliz-300x200.jpg 300w, https:\/\/php81.anepsa.com.mx\/wp-content\/uploads\/2023\/02\/chica-guapa-morena-camisa-azul-sentada-mesa-oficina-ella-escribiendo-computadora-portatil-ve-feliz-768x512.jpg 768w, https:\/\/php81.anepsa.com.mx\/wp-content\/uploads\/2023\/02\/chica-guapa-morena-camisa-azul-sentada-mesa-oficina-ella-escribiendo-computadora-portatil-ve-feliz-1536x1024.jpg 1536w, https:\/\/php81.anepsa.com.mx\/wp-content\/uploads\/2023\/02\/chica-guapa-morena-camisa-azul-sentada-mesa-oficina-ella-escribiendo-computadora-portatil-ve-feliz.jpg 1920w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" title=\"\">\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1196fc0 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1196fc0\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-b387edc\" data-id=\"b387edc\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a1e5c2b elementor-widget elementor-widget-heading\" data-id=\"a1e5c2b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">All these factors depend on the needs of the client and the offer of the financial institution. It is necessary to do prior research to choose one as it is a great responsibility that will be acquired for a long term. Remember that you can visit our blog to learn more. about the topic.<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-451af5e elementor-widget elementor-widget-spacer\" data-id=\"451af5e\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b6528ab elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b6528ab\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2a648a3\" data-id=\"2a648a3\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-bcb2544 elementor-widget elementor-widget-heading\" data-id=\"bcb2544\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Links that may interest you<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9375f2e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9375f2e\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-5d81f5ae\" data-id=\"5d81f5ae\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2e9155bb elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"2e9155bb\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><a href=\"https:\/\/php81.anepsa.com.mx\/en\/business-valuation\/\" tabindex=\"-1\"><img decoding=\"async\" src=\"https:\/\/sp-ao.shortpixel.ai\/client\/to_webp,q_glossy,ret_img,w_542,h_407\/https:\/\/php81.anepsa.com.mx\/wp-content\/uploads\/2021\/03\/valuacion-de-empresas-1.webp\" title=\"\" alt=\"\" loading=\"lazy\"><\/a><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\"><a href=\"https:\/\/php81.anepsa.com.mx\/en\/business-valuation\/\">Business Valuation<\/a><\/h3><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-70ac667e\" data-id=\"70ac667e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5cc15e4b elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"5cc15e4b\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><a href=\"https:\/\/php81.anepsa.com.mx\/en\/i-want-to-sell-my-company-2\/\" tabindex=\"-1\"><img decoding=\"async\" src=\"https:\/\/sp-ao.shortpixel.ai\/client\/to_webp,q_glossy,ret_img,w_605\/https:\/\/php81.anepsa.com.mx\/wp-content\/uploads\/2023\/08\/quiero-vender-mi-empresa.jpg\" title=\"\" alt=\"\" loading=\"lazy\"><\/a><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\"><a href=\"https:\/\/php81.anepsa.com.mx\/en\/i-want-to-sell-my-company-2\/\">I want to sell my company<\/a><\/h3><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-35b68800\" data-id=\"35b68800\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7eb33864 elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"7eb33864\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><a href=\"https:\/\/php81.anepsa.com.mx\/en\/proceso-de-venta-de-una-empresa\/\" tabindex=\"-1\"><img decoding=\"async\" src=\"https:\/\/sp-ao.shortpixel.ai\/client\/to_webp,q_glossy,ret_img,w_605\/https:\/\/php81.anepsa.com.mx\/wp-content\/uploads\/2023\/08\/proceso-de-venta-de-una-empresa.jpg\" title=\"\" alt=\"\" loading=\"lazy\"><\/a><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\"><a href=\"https:\/\/php81.anepsa.com.mx\/en\/proceso-de-venta-de-una-empresa\/\">Business Sales Process<\/a><\/h3><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div><\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Do you want to buy a house? A mortgage loan can be your best option if you know how to choose correctly, know what the types are.<\/p>","protected":false},"author":1,"featured_media":8787,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"content-type":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[1],"tags":[2151,2152,2042],"class_list":["post-7631","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-sin-categoria","tag-credito-hipotecario","tag-infonavit","tag-inmuebles"],"_links":{"self":[{"href":"https:\/\/php81.anepsa.com.mx\/en\/wp-json\/wp\/v2\/posts\/7631","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/php81.anepsa.com.mx\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/php81.anepsa.com.mx\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/php81.anepsa.com.mx\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/php81.anepsa.com.mx\/en\/wp-json\/wp\/v2\/comments?post=7631"}],"version-history":[{"count":30,"href":"https:\/\/php81.anepsa.com.mx\/en\/wp-json\/wp\/v2\/posts\/7631\/revisions"}],"predecessor-version":[{"id":13797,"href":"https:\/\/php81.anepsa.com.mx\/en\/wp-json\/wp\/v2\/posts\/7631\/revisions\/13797"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/php81.anepsa.com.mx\/en\/wp-json\/wp\/v2\/media\/8787"}],"wp:attachment":[{"href":"https:\/\/php81.anepsa.com.mx\/en\/wp-json\/wp\/v2\/media?parent=7631"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/php81.anepsa.com.mx\/en\/wp-json\/wp\/v2\/categories?post=7631"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/php81.anepsa.com.mx\/en\/wp-json\/wp\/v2\/tags?post=7631"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}